Insurance Sales
Single Premium Credit Life and Disability
Credit life and disability insurance helps ensure that your loans will be repaid even if your borrower dies, gets sick or
injured. Coverage is available for loan terms up to 120 months, balloon notes, and lines of credit. Training can be
provided via the Internet or at your location to increase your probability for success.
Credit Life for Lines of Credit
Similar to single premium credit life in the coverage it provides but this coverage is billed monthly based on the
outstanding balance on the loan. It is typically used on home equity and commercial operating lines, but it can also be
applied to convenience overdrafts and closed-end loans.
Mortgage life and disability
Instant issue and fully underwritten products are available to protect a borrower and joint borrower. The lender does
not need to maintain the servicing of the loan in order to receive compensation. Some products are filed to require
only a limited lines credit license by the lender.
Term Life Insurance
Term life insurance is an easy product for a credit union to add to its product mix. It's simple to understand, present
and market to your members. We feature some of the lowest cost products from the top-rated underwriters.
Coverage can be purchased at the loan desk in conjunction with a commercial loan or we can market the product to
your members via statement inserts a few times a year. The process is simpler and the commissions are higher than
you might think.
Insurance Continuing Education
Bison Mountain Financial is an approved continuing education course provider in Montana. We offer classes in
several towns throughout the state so as to minimize the travel and time out of the office for our insurance producing
clients.
Single Premium Credit Life and Disability
Credit life and disability insurance helps ensure that your loans will be repaid even if your borrower dies, gets sick or
injured. Coverage is available for loan terms up to 120 months, balloon notes, and lines of credit. Training can be
provided via the Internet or at your location to increase your probability for success.
Credit Life for Lines of Credit
Similar to single premium credit life in the coverage it provides but this coverage is billed monthly based on the
outstanding balance on the loan. It is typically used on home equity and commercial operating lines, but it can also be
applied to convenience overdrafts and closed-end loans.
Mortgage life and disability
Instant issue and fully underwritten products are available to protect a borrower and joint borrower. The lender does
not need to maintain the servicing of the loan in order to receive compensation. Some products are filed to require
only a limited lines credit license by the lender.
Term Life Insurance
Term life insurance is an easy product for a credit union to add to its product mix. It's simple to understand, present
and market to your members. We feature some of the lowest cost products from the top-rated underwriters.
Coverage can be purchased at the loan desk in conjunction with a commercial loan or we can market the product to
your members via statement inserts a few times a year. The process is simpler and the commissions are higher than
you might think.
Insurance Continuing Education
Bison Mountain Financial is an approved continuing education course provider in Montana. We offer classes in
several towns throughout the state so as to minimize the travel and time out of the office for our insurance producing
clients.
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