Fee Income
Identity Theft Restoration
If you need an ID Theft product to complete your Red Flag compliance plan, we offer several
options ranging from blanket coverage to retail and group programs. Contact us for a product
that will work best for your institution.
Credit Life and Disability Insurance
Coverage for the outstanding balance of a covered loan in the event of death of the borrower
or the monthly payment in the event of disability.
GAP
This product can be offered to auto loan customers who do not make a large down payment
on their vehicle. GAP covers the difference between the actual cash value and the net balance
of the loan in the event the auto is totaled.
Vehicle Service Contracts
We offer the most comprehensive extended warranty excellent source of fee income for the
financial institution and protects the financial institution's collateral. Our online quoting
system makes it easy for the lender to quickly quote prices at the branch.
Identity Theft Restoration
If you need an ID Theft product to complete your Red Flag compliance plan, we offer several
options ranging from blanket coverage to retail and group programs. Contact us for a product
that will work best for your institution.
Credit Life and Disability Insurance
Coverage for the outstanding balance of a covered loan in the event of death of the borrower
or the monthly payment in the event of disability.
GAP
This product can be offered to auto loan customers who do not make a large down payment
on their vehicle. GAP covers the difference between the actual cash value and the net balance
of the loan in the event the auto is totaled.
Vehicle Service Contracts
We offer the most comprehensive extended warranty excellent source of fee income for the
financial institution and protects the financial institution's collateral. Our online quoting
system makes it easy for the lender to quickly quote prices at the branch.
| Copyright 2012, Bison Mountain Financial, Inc. All rights reserved. |
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| Products |
Courtesy Overdraft
We deliver a streamlined system for paying any item
presented against a checking account, even if it causes the
account to become overdrawn. It can increase your NSF
fee income up to 400%! Regulatory Updates and legal
counsel consultation ensure a solid record of compliance,
backed by an industry exclusive Compliance
Indemnification.
Courtesy Pay brochure
We deliver a streamlined system for paying any item
presented against a checking account, even if it causes the
account to become overdrawn. It can increase your NSF
fee income up to 400%! Regulatory Updates and legal
counsel consultation ensure a solid record of compliance,
backed by an industry exclusive Compliance
Indemnification.
Courtesy Pay brochure
Club Checking
Differentiate your checking account products from your
competitors' by bundling them with unique services.
We can help you find and develop the products that
meet your strategic objectives. Enhancements can
include AD&D insurance, identity theft services, health
and wellness benefits, deductible reimbursement
coverage, and much more.
Accidental Death and Dismemberment Insurance
(AD&D)
Accountholders are provided complimentary AD&D
coverage for a specified period of time. They are
solicited to continue the coverage or increase the
coverage amount for a premium. The financial
institution earns a commission on the sales.
Differentiate your checking account products from your
competitors' by bundling them with unique services.
We can help you find and develop the products that
meet your strategic objectives. Enhancements can
include AD&D insurance, identity theft services, health
and wellness benefits, deductible reimbursement
coverage, and much more.
Accidental Death and Dismemberment Insurance
(AD&D)
Accountholders are provided complimentary AD&D
coverage for a specified period of time. They are
solicited to continue the coverage or increase the
coverage amount for a premium. The financial
institution earns a commission on the sales.
Debt Cancellation
Debt cancellation is a product that often mimics credit
insurance. However, it is a financial institution product, and
thus is not regulated by the Insurance Commissioner. It is an
amendment to the loan agreement and can be designed to cancel
a borrower's outstanding debt if certain triggering events occur.
Debt cancellation is a product that often mimics credit
insurance. However, it is a financial institution product, and
thus is not regulated by the Insurance Commissioner. It is an
amendment to the loan agreement and can be designed to cancel
a borrower's outstanding debt if certain triggering events occur.